Last Updated: 05.10.2023

1. Introduction

Welcome to OnePoint, powered by Finmarket MMC, your reliable platform for a simplified credit process. This enhanced Privacy Policy is structured to provide comprehensive insights into how we meticulously handle, utilize, and protect the information you entrust to us via the OnePoint mobile app.

2. Information We Collect

We are committed to transparency and privacy. Below are the types of information we collect for a seamless user experience and efficient service delivery:

  • Email Address and Mobile Number: Verified through a One-Time Password (OTP) to ensure the authenticity of the user.
  • Credit and Financial Data: With your explicit consent, we access your credit score, ID/Passport data, and income information from authorized sources like the Credit Bureau and Digital Government platforms to tailor our services to your needs.
  • Digital KYC Data: We partner with SIMA, supported by AzInTelecom, for a secure and efficient digital KYC and electronic signature services.
  • Debit Card Details: Only the 16-digit card number and cardholder's name are collected to facilitate loan agreements and fund transfers.

3. Utilization of Your Information

Your information is a vital asset, and here’s how we utilize it:

  • Loan Applications: To streamline and expedite your loan application and approval process.
  • Service Enhancement: To refine and augment our offerings, ensuring a personalized and enriched user experience.
  • Fund Transfers: To facilitate swift and secure transfers directly to your bank card.
  • Legal Agreements: To establish and endorse legally binding agreements, enhancing the trust between you and OnePoint.

4. Disclosure of Your Information

We treat your information with utmost confidentiality, and it’s shared with:

  • NBCO Embafinance LLC: Our trusted lending partner that assists in evaluating and processing your loan applications.
  • SIMA and AzInTelecom: For robust digital KYC and electronic signature services, ensuring enhanced security and user verification.
  • Banks and PayRiff: We integrate with PayRiff to facilitate seamless financial transactions, necessitating limited data sharing with affiliated banks.

5. Data Security Protocols

We are unwavering in our commitment to safeguarding your privacy:

  • Security Measures: We employ cutting-edge technologies and practices to secure and protect your data against unauthorized access and misuse.trusted lending partner that assists in evaluating and processing your loan applications.
  • Partnerships: Aligning with entities like Innoland Incubation and Acceleration Center underscores our relentless efforts to guarantee a secure and reliable platform.

6. Consent

Your use of OnePoint signifies your unequivocal consent to our collection, processing, and sharing of your data in accordance with this detailed Privacy Policy.

7. Amendments to This Policy

We are devoted to continuous improvement and may periodically refine this Privacy Policy to reflect enhancements and changes. We recommend reviewing this section periodically to stay informed.

8. Reach Out to Us

Your feedback and inquiries are invaluable. For any concerns, clarifications, or feedback regarding our Privacy Policy, please reach out to us at [email protected]